725-712-9001
Guiding your way to
your dream home!
I’m A Loan Officer Who Truly Cares.
Spanish & English Proficient
Professional & Accurate
Friendly
Guiding your
way to your
dream home!
A Loan Officer Who Truly Cares
I agree to receive SMS text messages from Nava Services LLC. By checking this box I give consent to Nava Services LLC to send me notifications and promotional SMS text messages and emails. Message frequency varies. Standard message and data rates may apply. Reply with "STOP" to opt-out. I agree to the TERMS AND CONDITIONS and PRIVACY POLICY.
The 5 Simple Steps To Your Dream Home
1. Schedule Your Free Consultation.
2. Get Pre-Approved.
3. Go Shopping for Your Dream Home.
4. Get Your Offer Approved.
5. Move in and Celebrate!
Simply fill out the form on the left!
We understand every situation is different, that’s why I encourage you to claim your free consultation with me.
Your privacy is important to us.
We do not sell or share your information!
The 5 Simple Steps To Your Dream Home
1. Schedule Your Free Consultation.
2. Get Pre-Approved.
3. Go Shopping for Your Dream Home.
4. Get Your Offer Approved.
5. Move in and Celebrate!
Simply fill out the form below!
I agree to receive SMS text messages from Nava Services LLC. By checking this box I give consent to Nava Services LLC to send me notifications and promotional SMS text messages and emails. Message frequency varies. Standard message and data rates may apply. Reply with "STOP" to opt-out. I agree to the TERMS AND CONDITIONS and PRIVACY POLICY.
Your privacy is important to us.
We do not sell or share your information!
We understand every situation is different, that’s why I encourage you to claim your free consultation with me.
Do You Need Me To Call You
As Soon As Possible?
Just click below to request a call back from me.
It doesn't matter WHY you need to TALK to me
I UNDERSTAND
Let me help you to get in your dream home today!
Do You Need Me
To Call You
As Soon As Possible?
Just click below to request a call back from me.
It doesn't matter WHY you need to TALK to me
I UNDERSTAND
Let me help you to get in your dream home today!
See If You Qualify in Just 2 minutes
(WITHOUT Running Your Credit!)
See If You Qualify
in Just 2 minutes
(WITHOUT Running Your Credit!)
How It Works
Step by Step
1. Schedule Your Free Consultation
Start your homebuying journey here!
We’ll discuss your homeownership goals, the mortgage process,
and how we can work together to find the best loan options for you.
Before booking, you’ll fill out a quick pre-qualifying questionnaire
to ensure that we’re on the right track and ready to
make the most of our time together.
2. Get Pre-Approved
After reviewing your pre-qualification responses, we'll move forward with your pre-approval. This step involves getting a full picture of your credit history. While it may have a small impact on your credit score, it gives you a more accurate idea of what you can afford and helps you stand out to sellers.
3. Go Shopping for Your Dream Home
With your pre-approval in hand, you can now start exploring homes that fit your budget and preferences. If you already have a dream home in mind, we’ll help you work with your real estate agent to make an offer. If not, we’ll guide you to find the perfect home!
4. Get Your Offer Approved!
Once you’ve found your dream home, we’ll finalize the mortgage process. We’ll work closely with you to ensure everything is in order for closing day. From paperwork to final loan approval, I’ll be there to make sure the process is smooth and stress-free.
5. Move in and Celebrate!
You did it! Your new home is officially yours, and the keys are finally in your hands. I know the home buying journey can have its challenges, but taking that first step to get prequalified made all the difference.
Now it’s time to enjoy your beautiful new home and create unforgettable memories!
How It Works
Step by Step
1. Schedule Your Free Consultation
Start your homebuying journey here!
We’ll discuss your homeownership goals, the mortgage process,
and how we can work together to find the best loan options for you.
Before booking, you’ll fill out a quick pre-qualifying questionnaire
to ensure that we’re on the right track and ready to
make the most of our time together.
2. Get Pre-Approved
After reviewing your pre-qualification responses, we'll move forward with your pre-approval. This step involves getting a full picture of your credit history. While it may have a small impact on your credit score, it gives you a more accurate idea of what you can afford and helps you stand out to sellers.
3. Go Shopping for Your Dream Home
With your pre-approval in hand, you can now start exploring homes that fit your budget and preferences. If you already have a dream home in mind, we’ll help you work with your real estate agent to make an offer. If not, we’ll guide you to find the perfect home!
4. Get Your Offer Approved!
Once you’ve found your dream home, we’ll finalize the mortgage process. We’ll work closely with you to ensure everything is in order for closing day. From paperwork to final loan approval, I’ll be there to make sure the process is smooth and stress-free.
5. Move in and Celebrate!
You did it! Your new home is officially yours, and the keys are finally in your hands. I know the home buying journey can have its challenges, but taking that first step to get prequalified made all the difference.
Now it’s time to enjoy your beautiful new home and create unforgettable memories!
LEt's Team Up!
Are You a Realtor?
Would you like a RELIABLE lending expert by your side?
If you're a Realtor, you know what's important!
Partnering with me means helping you deliver
a seamless experience for your buyers.
I understand the importance of smooth, timely closings and exceptional client care.
Why Partner with Me?
Fast, Smooth Closings
Clear Communication
Bilingual Support
Proactive Problem Solving
Invested Thousands in My Own Systems
Your Success is My Priority:
Together, we can grow our businesses and make your clients’ experience unforgettable.
Let's team Up!
Are You a Realtor?
Would you like a RELIABLE lending expert by your side?
If you're a Realtor, you know what's important!
Partnering with me means helping you deliver a seamless experience for your buyers.
I understand the importance of smooth, timely closings and exceptional client care.
Why Partner with Me?
Fast, Smooth Closings
Clear Communication
Bilingual Support
Proactive Problem Solving
Invested Thousands in My Own Systems
Your Success is My Priority:
Together, we can grow our businesses and make your clients’ experience unforgettable.
attention!
Get My FREE Guide!
This EASY TO READ Guide Will Show You:
HOW We Avoid Overpaying
HOW We Negotiate Fees
UNDERSTANDING Closing Costs
WHY The Loan Officer You Choose MATTERS!
AND a Few More Secrets...
... all in less than 15 minutes!
attention!
Get My FREE Guide!
This EASY TO READ Guide Will Show You:
HOW We Avoid Overpaying
HOW We Negotiate Fees
UNDERSTANDING Closing Costs
WHY The Loan Officer You Choose MATTERS!
AND a Few More Secrets...
...all in less than 15 minutes!
ABOUT ME
Let Me Introduce Myself
Hi, I’m Andrea Nava, a bilingual Loan Officer based in Las Vegas, NV.
I’m passionate about helping families achieve their dream of homeownership by providing personalized mortgage solutions. (Loans to help you get your dream home)
I’m here to listen and understand your unique needs, offering a friendly and personal approach to make the entire process easy and stress-free for you.
Why should you trust me? I’ve worked with many clients in Las Vegas, helping them find the right mortgage options to fit their financial goals. With a proven track record of successful closings, I’m committed to being your trusted partner throughout the entire home-buying process.
As a bilingual Loan Officer, I’m here to serve both English and Spanish-speaking families, ensuring everyone has access to the same great opportunities, no matter their language or background.
How can I help you? Whether you're buying your first home, refinancing, or exploring loan options, I’m committed to making sure you have all the information and support you need to make confident decisions.
As a mom of two and a wife, I know how important it is to find the perfect home for your family, and I’m here to guide you through every part of the journey.
Let’s work together to turn your homeownership dreams into a reality!
ABOUT ME
Let Me Introduce Myself
Hi, I’m Andrea Nava, a bilingual Loan Officer based in Las Vegas, NV.
I’m passionate about helping families achieve their dream of homeownership by providing personalized mortgage solutions. (Loans to help you get your dream home)
I’m here to listen and understand your unique needs, offering a friendly and personal approach to make the entire process easy and stress-free for you.
Why should you trust me? I’ve worked with many clients in Las Vegas, helping them find the right mortgage options to fit their financial goals. With a proven track record of successful closings, I’m committed to being your trusted partner throughout the entire home-buying process.
As a bilingual Loan Officer, I’m here to serve both English and Spanish-speaking families, ensuring everyone has access to the same great opportunities, no matter their language or background.
How can I help you? Whether you're buying your first home, refinancing, or exploring loan options, I’m committed to making sure you have all the information and support you need to make confident decisions.
As a mom of two and a wife, I know how important it is to find the perfect home for your family, and I’m here to guide you through every part of the journey.
Let’s work together to turn your homeownership dreams into a reality!
Frequently Asked Questions
What is the difference between pre-qualification and pre-approval?
Pre-qualification is a quick guess of how much you might be able to borrow, based on what you tell me. Pre-approval is a deeper review, where I check your credit and finances. Pre-approval gives you a better idea of how much you can borrow and is stronger when you're ready to make an offer on a home.
How long does the mortgage approval process take?
It usually takes about 30 to 45 days to get approved for a mortgage. It depends on how fast we get all your paperwork and if there are any problems along the way. I’ll be here to keep things on track.
Can I get a mortgage if I have bad credit?
Yes, you can still get a mortgage with bad credit! There are different types of loans, like FHA loans, that might work for you. I can help you find the best option for your situation.
Are there any first-time homebuyer programs available?
Yes, there are programs that help first-time homebuyers. These can include things like down payment assistance or lower interest rates. I’ll help you find out which ones you can use.
Will a hard credit pull affect my credit score?
Yes, a hard credit pull can lower your credit score a little, but it won’t be by much. The good thing is, being pre-approved gives you a clearer picture of your loan options, which is worth it!
Are there any other special programs I can qualify for?
Yes, there are other programs depending on your situation, like VA loans for veterans or USDA loans for homes in rural areas. I’ll help you see if you qualify for any of these.
What documents do I need to provide for a mortgage application?
You’ll need things like proof of income (pay stubs or tax returns), bank statements, and a photo ID. I’ll give you a full list of what we need to make it easy!
How do I know how much I can afford for a home?
I’ll help you figure this out by looking at your income, debts, and other expenses. Together, we’ll figure out what price range works best for you.
How much of a down payment do I need?
The down payment depends on the type of loan. Some loans require only 3% to 5% down, while others may need 20%. I’ll help you find the best loan with the right down payment for your situation.
What is the difference between a fixed-rate and an adjustable-rate mortgage (ARM)?
A fixed-rate mortgage means your interest rate stays the same for the whole loan. An adjustable-rate mortgage (ARM) starts with a lower rate, but it can go up after a few years. Fixed rates are good for keeping your payments the same, while ARMs may be cheaper at first but can change later.
What happens if I miss a mortgage payment?
Missing a payment can hurt your credit score and lead to late fees. If you’re having trouble paying, it’s important to reach out to me or the lender right away. We can find a solution together.
Do I need to hire a real estate agent?
You don’t have to, but I recommend it. A real estate agent can help you find the right home, negotiate the price, and guide you through the buying process. I can help connect you with a good one if you need.
What are common closing costs?
Closing costs can include things like fees for the appraisal, inspections, title insurance, and the loan itself. They usually total 2% to 5% of the home price. I’ll give you a breakdown of all the costs so you know what to expect.
How long does it typically take to buy a home?
The process can take anywhere from just 14 days to a few months. It depends on how quickly you find the right home and how fast we can complete the paperwork. I’ll help speed things along!
I have more questions, can I call you?
Of course! Feel free to call me anytime at 725-712-9001 with your questions. I’m here to help and make sure you understand everything along the way.
Frequently Asked Questions
What is the difference between pre-qualification and pre-approval?
Pre-qualification is a quick guess of how much you might be able to borrow, based on what you tell me. Pre-approval is a deeper review, where I check your credit and finances. Pre-approval gives you a better idea of how much you can borrow and is stronger when you're ready to make an offer on a home.
How long does the mortgage approval process take?
It usually takes about 30 to 45 days to get approved for a mortgage. It depends on how fast we get all your paperwork and if there are any problems along the way. I’ll be here to keep things on track.
Can I get a mortgage if I have bad credit?
Yes, you can still get a mortgage with bad credit! There are different types of loans, like FHA loans, that might work for you. I can help you find the best option for your situation.
Are there any first-time homebuyer programs available?
Yes, there are programs that help first-time homebuyers. These can include things like down payment assistance or lower interest rates. I’ll help you find out which ones you can use.
Will a hard credit pull affect my credit score?
Yes, a hard credit pull can lower your credit score a little, but it won’t be by much. The good thing is, being pre-approved gives you a clearer picture of your loan options, which is worth it!
Are there any other special programs I can qualify for?
Yes, there are other programs depending on your situation, like VA loans for veterans or USDA loans for homes in rural areas. I’ll help you see if you qualify for any of these.
What documents do I need to provide for a mortgage application?
You’ll need things like proof of income (pay stubs or tax returns), bank statements, and a photo ID. I’ll give you a full list of what we need to make it easy!
How do I know how much I can afford for a home?
I’ll help you figure this out by looking at your income, debts, and other expenses. Together, we’ll figure out what price range works best for you.
How much of a down payment do I need?
The down payment depends on the type of loan. Some loans require only 3% to 5% down, while others may need 20%. I’ll help you find the best loan with the right down payment for your situation.
What is the difference between a fixed-rate and an adjustable-rate mortgage (ARM)?
A fixed-rate mortgage means your interest rate stays the same for the whole loan. An adjustable-rate mortgage (ARM) starts with a lower rate, but it can go up after a few years. Fixed rates are good for keeping your payments the same, while ARMs may be cheaper at first but can change later.
What happens if I miss a mortgage payment?
Missing a payment can hurt your credit score and lead to late fees. If you’re having trouble paying, it’s important to reach out to me or the lender right away. We can find a solution together.
Do I need to hire a real estate agent?
You don’t have to, but I recommend it. A real estate agent can help you find the right home, negotiate the price, and guide you through the buying process. I can help connect you with a good one if you need.
What are common closing costs?
Closing costs can include things like fees for the appraisal, inspections, title insurance, and the loan itself. They usually total 2% to 5% of the home price. I’ll give you a breakdown of all the costs so you know what to expect.
How long does it typically take to buy a home?
The process can take anywhere from just 14 days to a few months. It depends on how quickly you find the right home and how fast we can complete the paperwork. I’ll help speed things along!
I have more questions, can I call you?
Of course! Feel free to call me anytime at 725-712-9001 with your questions. I’m here to help and make sure you understand everything along the way.
TESTIMONIALS
Reviews From My Clients
"A dream come true in 3 months 👏🍾!"
I just want to thank Andrea, Elda and their team because from the first time we contacted them they always gave us confidence and together with their team everything happened in the fastest and easiest way to be able to buy our first house.
I recommend your excellent work!!! Very professional, their efficiency and experience ensured that the loan process could be carried out in the indicated time.
- Sun Shine
"Thank You Again!"
"Thank you Andrea for giving me and my family the opportunity to become homeowners! She was very committed to helping us in every way she could always was in touch. We are very grateful for the opportunity to work with you thank you again! 🤍"
- Julissa Hernandez
"Excellent attention and commitment!"
"Working with Andrea and her team was one of the best experiences I could have, excellent attention, commitment and dedication on her part, I would definitely use her services again."
- Maria Fernanda Lopez A.
TESTIMONIALS
Reviews From My Clients
"A dream come true in 3 months 👏🍾!"
I just want to thank Andrea, Elda and their team because from the first time we contacted them they always gave us confidence and together with their team everything happened in the fastest and easiest way to be able to buy our first house.
I recommend your excellent work!!! Very professional, their efficiency and experience ensured that the loan process could be carried out in the indicated time.
- Sun Shine
"Thank You Again!"
"Thank you Andrea for giving me and my family the opportunity to become homeowners! She was very committed to helping us in every way she could always was in touch. We are very grateful for the opportunity to work with you thank you again! 🤍"
- Julissa Hernandez
"Excellent attention and commitment!"
"Working with Andrea and her team was one of the best experiences I could have, excellent attention, commitment and dedication on her part, I would definitely use her services again."
- Maria Fernanda Lopez A.
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